Website Disclaimer

Last updated: October 9, 2026

General information

The Three Rivers Title, LLC website provides general information about title insurance, escrow, earnest money deposits, and real estate closings. Website pages, articles, checklists, and other resources are educational and are not legal, tax, accounting, or investment advice. Requirements depend on the facts of each transaction. Consult the appropriate professional for advice about your circumstances.

Title and closing services

Three Rivers Title, LLC provides title, escrow, and closing services. Using this website, reading an article, or submitting a general inquiry does not create an attorney-client relationship. Legal representation, when needed, must be arranged separately with a licensed attorney. Do not assume that a title or closing service includes representation of your individual legal interests.

Title insurance coverage

Website descriptions of title insurance are summaries. Coverage depends on the policy actually issued, including its insured parties, covered risks, exclusions, exceptions, conditions, and endorsements. A lender’s title insurance policy protects the lender’s insured interest and does not provide the buyer with the protection of an owner’s policy. Review your title commitment and policy, and ask about any requirement or exception you do not understand.

Transaction requirements and timing

Closing costs, document requirements, funding, disbursement, recording, and possession depend on the purchase agreement, lender instructions, applicable law, and other transaction requirements. Website examples and general timelines do not guarantee a particular result, closing date, or immediate release of funds. The documents and instructions applicable to your transaction govern. This website disclaimer does not change those documents or eliminate rights or duties imposed by applicable law.

Inquiries and sensitive information

Submitting a website inquiry does not confirm a closing appointment or acceptance of an order. Obtain confirmation directly from our office. Do not send Social Security numbers, banking credentials, identification documents, or other sensitive records through the general contact form. Contact us for the appropriate way to provide them. Our Privacy Policy describes information handled through website inquiries.

Verify payment instructions

Wire fraud can involve messages that appear to come from a legitimate transaction participant. Before sending closing funds, independently verify the recipient and payment instructions by calling our office at a trusted number. Do not rely only on an email, text message, or an unexpected change in instructions, and do not use contact details supplied only in a suspicious message. If you suspect that funds were sent to the wrong account, contact your financial institution and our office immediately.

External services and earnest money payments

Our website links to an external Keybox/Payload portal for earnest money payments and may link to other services or resources. Those providers have their own terms, privacy notices, security practices, and processing requirements. Review them before submitting information or payment. A payment submission or confirmation screen does not by itself establish that your contractual deposit deadline has been satisfied. Confirm the amount, property, timing, and receipt with our office and the parties responsible for your transaction.

Website updates and questions

Website information may change or contain errors or omissions. Verify current requirements directly with our office before relying on a general website description for your transaction. For questions about this disclaimer or our services, contact:

Three Rivers Title, LLC
129 N. Court Sq., Waverly, TN 37185
Phone: (931) 264-4640
Email: orders@threeriverstitlellc.com