Three Rivers Title | Agent Tools

Seller Net Sheet

Tennessee county

Sale / purchase price ($)

Closing type

Mortgage payoff ($)

Total commission (%) — negotiable

Seller concessions ($)

Advanced Options — seller adjustmentsProperty taxes, prorations and other seller expenses

Property taxes paid at closing ($)

Seller-paid realty transfer tax ($; contract exception)

Seller-paid mortgage tax ($; contract exception)

If the buyer estimate assigns transfer or mortgage tax to the seller, enter the corresponding amounts here. These estimates are independent and do not synchronize automatically.

Proration credits to seller ($)

Other seller costs ($)

Standard applicable seller fees are included automatically. Seller-only split closing has a $500 standard fee; additional affidavits, curative documents, or extraordinary services may incur separate charges.

Closing type

Buyer-side Three Rivers Title fees are the same for Standard Closing and Split Closing.

Loan amount ($)

Earnest money ($)

Seller credit ($)

Include ALTA 9-06 lender endorsement ($25, when applicable)

Applies only to financed transactions. Typically requested on financed residential closings. Uncheck when not required; confirm the specific endorsement and Westcor underwriting requirements with Three Rivers Title.

Advanced Options — closing costs and adjustmentsTitle services, tax allocation, recording, lender fees and prorations

Other lender endorsements ($; excluding ALTA 9-06)

Title services

Applicable standard buyer closing, title search, courier, wire, and (for financed purchases) lender CPL fees are included automatically. Owner’s and lender’s policy premiums are estimated for a standard financed purchase with simultaneous issue where eligible. Contractual or lender-specific exceptions require settlement-agent review.

Deed of trust preparation

Deed of trust preparation is charged only when selected and required.

Realty transfer tax paid by

Mortgage tax paid by

Other charges (enter actual or estimated amounts)

Automatically calculate TN transfer and mortgage taxes

Uncheck to enter tax amounts manually. Verify exemptions and taxable bases.

Taxable property value ($, 0 = purchase price)

Taxable indebtedness ($, 0 = loan amount)

Use Humphreys County example recording estimate

Based on one TRT Humphreys County closing: deed $13; mortgage $78. Not a statewide fee schedule. Confirm actual register charges and document counts.

Recording fees ($; obtain register quote; blank = not supplied)

Manual transfer tax override ($; auto off)

Manual mortgage tax override ($; auto off)

Lender fees ($)

Prepaids including insurance ($)

Net impounds after adjustments ($)

Property-tax prorations and adjustments

Enter the net debit or credit shown by the contract and tax status. Do not enter the same annual taxes as both a prepaid amount and a proration. City and county amounts can be combined here.

Proration charges ($)

Proration credits ($)

Other buyer costs ($)

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